I noticed that this has been added very recently.
Personally I do not care for it and I don’t appreciate being stopped when I want to purchase something so I’d suggest that Roblox should allow users to Enable / Disable this as an option in their account Settings/Security instead
I also think Youtubers will also agree with this as they usually purchase a lot for their content and this Delay makes it harder for them to make videos.
I think it’s a good feature overall to prevent impulse buying and scamming especially for kids however as I personally don’t appreciate it getting in my way.