Currently I have $111.07 USD in Roblox Credits, and I cannot spend them whatsoever due to a “Parental Control” feature that was never enabled on my account. Now do keep in mind that I used to be able to spend Roblox Credits without any issues until now, this parental feature was enabled automatically despite me being 17 years old, turning 18 in a few months. And no my guardians do not use Roblox nor do they want their government IDs on an account.
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Unfortunately, I’m pretty sure this feature is restricted to ID-verified users as far as I’m aware.