Even though I know Roblox wants to keep it safe, they shouldn’t even have it on voice chat, people are just going to use other platforms anyways. Plus, how can Roblox filter voice chat if people can say their city and postcode in text chat?
I highly doubt that they are irresponsible with money, the only ID that most people will have is either a passport (costs £60 and only lasts for like 5 years) or drivers license.