On the Update Credit Card page the expiration date drop down list for year only allows entering of years between 2011 and 2022.
This means 7 of the 12 years you can enter are for expired cards. Also, cards will soon begin being issued (if they haven’t already) that expire in 2023 or later.
My card I just got expires in 2023 – already rolling out. Roblox should probably just use a textbox for Expiration Date so it doesn’t need to be updated every year. They can give a warning if the expiration date is expired, again saving them the need to update the page every year.